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Foreclosure Mitigation

As part of National Foreclosure Mitigation Counseling Program, NeighborWorks America and the NeighborWorks Center for Homeownership Education and Counseling (NCHEC) are offering homeownership educators and counselors scholarships to attend foreclosure intervention and default counseling training.  
A limited number of fully-paid tuition scholarships and lodging stipends are available to staff of 501(c)(3) nonprofit organizations to attend a homeownership training event.
Housing Counselors Make a Difference
The National Foreclosure Mitigation Counseling (NFMC) program was launched in December 2007 with funds appropriated by Congress to address the nationwide foreclosure crisis by dramatically increasing the availability of housing counseling for families at risk of foreclosure.

Eligibility for NFMC Training Program

  • Must be staff of a qualified non-profit 501(c)(3) organization. This includes both HUD-Approved housing counseling agencies (affiliates and locally-approved) and others who may not be approved by HUD [Board members of qualified 501(c)(3) may submit an application on a limited basis. Further eligibility criteria may apply. Staff of state and local municipalities may also be considered on a limited basis]
  • Organizations and staff must be providing foreclosure counseling activities and/or working towards providing foreclosure counseling activities
  • A copy of the organization’s 501(c)(3) determination letter may be requested. NeighborWorks reserves the right to give priority based on individual’s job responsibilities (e.g., front-line foreclosure counselor) and proximity to training event

Application Review 

  • All applications received will be considered, based on eligibility
  • Ineligible scholarship applicants may register and pay tuition and other related costs to attend a NeighborWorks Training Institute; NeighborWorks cannot accept payment at place-based training events, which will be held exclusively for eligible scholarship recipients
  • The legislation specifically prohibits mortgage lenders from receiving a scholarship through this program, but may take advantage of the NTI courses by enrolling and paying directly for tuition and all other expenses


  • Awarded on a first-come, first-served basis and subject to demand and availability
  • Applications per event are awarded so there is equity for organizations that apply and the greatest number of organizations may benefit from the scholarships
  • People who have not received a scholarship to a recent event are awarded first

To take advantage of this free and valuable training:

  • Consider your level of experience 
  • Consider the venue, referring to NTI and place-based training cities (scholarship priority will be given to foreclosure and homeownership counselors in the region of the PBT) 
  • Consider the full scope of training needed to enhance skills (e.g. homeownership courses outside the areas of foreclosure) 
  • Apply for the scholarship at the venue of your choice as early as possible to ensure availability 
  • Apply for only one (1) scholarship at a time, per training event

View upcoming training opportunities on the NeighborWorks training calendar.